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If you are Buying a Property:

There is no Property Transfer Tax for buyers.

Buyers Legal Fees - Approximately 1.5% of the Purchase Price (plus 17.5% VAT). 

Mortgage Down Payment - Usually a minimum of 10%, but can be as low as 0%.

Mortgage Repayment Time - Up to 30 Years or until the borrower reaches 65 years of age.

Mortgage Interest Rate - Range from 6% to 9%

Mortgage commitment fee and negotiation fee - Ranges from 0.5% to 3%.

Life Insurance - This is usually required if you need a mortgage.

Annual Land Tax

On the initial $190,000 - 0%

On the next $310,000 - 0.10%

On the next $750,000 - 0.45%

On the excess of $1,250,000 - 0.75%
 

For additional information please copy & paste thefollowing link into your browser: http://www.landtax.gov.bb/Rates.html

Annual Property Insurance

0.4% for a residence

0.6% for commercialbuildings

0.9% for hotels

 

If you are Selling a Property

Property Transfer Tax for land only - 2.5% of the Purchase Price.

Property Transfer Tax for house and land - first $125,000 exempt, 2.5% on the excess. 

Legal fees - Approximately 1.5 to 2% of the Purchase Price (plus 17.5% VAT). 

Stamp Duty - 1% of the Purchase Price 

Land Surveyor's fee - Approximately BDS$1,500.00 (plus 17.5%VAT)

Real Estate Commission - Normally 5% of the Purchase Price (plus 17.5% VAT)

Early mortgage termination fee - There is normally a fee when a mortgage is terminated before the agreed time period.

For Non Nationals of Barbados

In 1998 the government abolished property transfer tax for non-nationals of Barbados.

It is necessary for a non-national purchaser to remit the purchase price to Barbados in a foreign currency. It is then converted into Barbados currency and registered with the Exchange Control Authority of Barbados. This is to facilitate a subsequent repatriation of funds if the property is sold.
Exchange Control Authority permission is also necessary for the purchase itself. This is usually a formality once the purchase monies have been registered.

Some local Banks may offer US Dollar loans to non-residents.


Legal Issues

Property is passed by conveyance* of title, which is evidenced by the recording of title deeds and certified survey plans at the registry of title.

Once the purchaser has agreed to buy, and the vendor have agreed to sell, a legal contract has to be drawn up by a lawyer in Barbados, which provides for a deposit to be made to secure the property.

The vendor's attorney holds this deposit in escrow** until completion of the sale when the balance of the purchase price is paid and the title passes to the purchaser by way of the conveyance. 

The purchaser will require a registered Barbadian attorney to search the register and establish title to the property prior to the completion of sale to ensure that there are no encumbrances, charges, encroachments or other impediments to the sale.

It will normally take 2-3 months for all the legal issues to be resolved.

*Conveyance - A written document, which transfers property from one person to another. 
**Escrow - The money is held in the attorney's bank account until the completion of the sale.


A. BDS$85.00 per month for an individual listing. We offer bulk listing packages as well for Real Estate Agents,

A. No. Cariblist is a site where Agents and individuals list properties. If you make a query, it goes to the property lister, who will then contact you.

A. We have prepared a comprehensive guide to buying and selling property in Barbados. This is displayed in the "Information Centre".

A. To convey your property to you as well a checking that all titles etc. are in order. If you have a mortgage you will also need legal representation to secure the mortgage.

A. Most lenders do indeed require life insurance to at least the value you that you are borrowing. Term insurance is a cheaper option.

A. We ask that you change the status of your property from "Available" to "Sold" or "Rented" from the Property Master, and then select the 'Sold' button to flag it as sold.

A. If you do not change the page that you are on for 20 minutes or more, then your session will time out and you will have to logon again. This is necesary because each session takes up memory on our server. If we did not do this our server would run more slowly.

A. Yes. You need at least one image to create a listing.  If you wish, we can provide you with a graphic that says 'Photos coming soon' if you have not yet received photos, and it can be deleted once you have photos to upload. Email us and request one.

A. They should be .jpg format. Example: "house.jpg". Please, no spaces or special characters in the filenemes. If you are looking for a good free editor go to www.irfanview.com and select the download link.

A. Your property pictures are each displayed in their own window. 8 inches wide by 6 inches high is a good size, but the choice is yours.
A file size of 50 KB is a good size.

Images should fit into a box that is 1,280 pixels wide by 860 pixels high. Image resolution should be 72 pixels per inch.  Remember that bigger files will take longer to upload when you are loading the property and longer to download when someone is looking at the property,  Try to keep your images under 500k for optimum results.

A. Once you have saved the listing, it should be visible in your dashboard and Property Master summary list. 

Log into Cariblist and select the grey Edit button for the listing you wish to change.  Once the property details are visible. click on 'Choose Files' and browse to the folder where your pictures are, select the ones that you wish to upload using Shift/Click or Ctrl/Click, then press the Upload button.  You can preview and/or delete pictures from the image preview that appears when you press the Preview button.

A. No. It is completely Free.

Early on March 20, 2017 Our site underwent a major upgrade.  For a user (someone who is looking for property) the biggest new faclity is the ability to save searches.  To do so, you need to register with us, and save your search by pressing the blue 'Save Search' button.  Once you have done so, you will be automatically notified via email minutes after anyone adds a property which meets your search criteria, For customers, who list properties with us, the list of new faclities is too long to include here;  have a look at our User Guide for more details.

Today, March 2017, only Barbados.  By the end of April 2017 we expext to have added availability for St. Lucia, St. Vincent, Grenada, Dominica and Antigua.  Thereafter, Trinidad & Tobago, and anywhere else that we can.

Our standard free listing package allows two listings.  The amount of data that you can enter is severely restricted to differentiate between free and paid listings. If you have a free listing account you can upgrade at any time with no loss of data by selecting the 'Upgrade Package' option from the menu on the left side of your dashboard.

To access Advance Search options, simply click on the Advanced button in the bottom of the search box.  Note that the category you are searching on needs to be set by selecting the appropriate tab at the top of the box first.

Cariblist Terms and conditions of service.


Cariblist.com is a free/paid listing service.. All use of this service is subject to the laws of Barbados, and the terms of use specified below. Please read carefully the following terms of use for Cariblist services. This Service is provided to individuals who are at least 18 years old or minors who have parental permission to open and maintain an account. Using this website and particullarly listing properties either paid or free, you state that you accept these terms as binding, and that you are eligible to use the service. The Service is offered to you conditional on your acceptance without modification of the terms, conditions, and notices contained herein.

1. MEMBER ACCOUNTS AND PRIVACY CONSIDERATIONS - To open an account, you must choose an account name and a password. You will then need to complete the registration process by providing us with current, complete and accurate information as required on the Customer Information Page. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Cariblist immediately of any unauthorized use of your account or any other breach of security. Such infringements should be reported to admin@cariblist.com.

2. MEMBER CONDUCT - As a condition of your use of the Service, you warrant to that you will not use the Service for any purpose that is unlawful or prohibited by these terms, conditions, and notices. . Any unauthorized commercial use of the Service, or the resale of its services, is expressly prohibited. You agree to abide by all applicable local, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including the content of your transmissions through the Service. By way of example, and not as a limitation, you agree not to: Publish, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information. Create a false identity for the purpose of misleading others as to the identity of the sender or the origin of a message. Transmit or upload any material that contains viruses, worms, Trojan horses, time bombs, or any other harmful or deleterious programs. Transmit or upload any material that contains software or other material protected by intellectual property laws, rights of privacy or publicity or any other applicable law unless you own or control the rights thereto or have received all necessary consents. Interfere with or disrupt networks connected to the Service or violate the regulations, policies or procedures of such networks. Attempt to gain unauthorized access to the Service, other accounts, computer systems or networks connected to the Service, through password mining or any other means. Violate any applicable laws or regulations including, without limitation, laws regarding the transmission of technical data through the service. Interfere with another member's use and enjoyment of the Service or another individual's or entity's use and enjoyment of similar services. Cariblist reserves the right at all times to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

3. LISTING LIMITATIONS - Cariblist currently offers 2MB of free storage space. Keep your account below this limit, or Cariblist administrators may need to remove some listings, and these cannot be recovered. You agree that Cariblist is not responsible or liable for the deletion or failure to store listingss or other information.

4. LINKS TO THIRD PARTY SITES - Some links included on the Cariblist pages may let you leave the service web site("linked sites"). These sites are not under the control of Cariblist and Cariblist is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Cariblist is not responsible for any webcasting or any other form of of transmission recieved from any linked site. Thes links are provided only as a convenience, and the inclusion of any link does not imply endorsement by Cariblist of the site or any association with their operators.

5. DISCLAIMERS/LIMITATION OF LIABILITY - The information and services included in or available through the Service may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Cariblist and/or its respective suppliers may make improvements and/or changes in the Service at any time. Cariblist does not represent or warrant that the Service will be uninterrupted or error-free, that defects will be corrected, or that the Service or the server that makes it available, are free of viruses or other harmful components. Cariblist does not warrant or represent that the use or the results of the use of the Service or the materials made available as part of the Service will be correct, accurate, timely, or otherwise reliable. You specifically agree that Cariblist shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Service. You specifically agree that Cariblist is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights. You specifically agree that Cariblist is not responsible for any content sent using and/or included in the Service by any third party. Cariblist and/or its respective suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the service for any purpose. The service is provided "as is" without warranty of any kind. Cariblist and/or its respective suppliers hereby disclaim all warranties and conditions with regard to the service, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Cariblist and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the service or related web sites, with the delay or inability to use the service or related web sites, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the service, or otherwise arising out of the use of the service, whether based on contract, tort, negligence, strict liability or otherwise, even if Cariblist or any of its suppliers has been advised of the possibility of damages. If you are dissatisfied with any portion of the service, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the service and its related web sites.

6. INDEMNIFICATION - You agree to indemnify and hold Cariblist, and all subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the Service.

7. TERMINATION - Cariblist may terminate your access to any part or all of the Service and any related service(s) at any time, with or without cause, with or without notice, effective immediately, for any reason whatsoever. Cariblist may also terminate or suspend your account for inactivity, which is defined as failing to sign-in to the Service for more than sixty (60) days. Upon termination of the Service, your right to use the Service immediately ceases. If you wish to terminate your account, your only recourse is to discontinue the use of the Service. Cariblist shall have no obligation to maintain any content in your account or to forward any unread or unsent messages to you or any third party.

8. PARTICIPATION IN PROMOTIONS OF ADVERTISERS - Any dealings with Advertisers on the Service or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the Advertiser or other third party. Cariblist shall not be responsible or liable for any part of any such dealings or promotions.

9. PROPRIETARY RIGHTS TO CONTENT - You acknowledge that content, including but not limited to text, software, music, sound, photographs, video, graphics or other material contained in either sponsor advertisements or electronically distributed, commercially produced information presented to you by the Service, by Cariblist, or Cariblist’s Advertisers or other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. You may make a copy of this content for your personal, non-commercial use only, provided that you keep all copyright and other proprietary notices intact. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way content available through the Service and its associated Web sites, including code and software.

10. MODIFICATIONS TO TERMS OF SERVICE, MEMBER POLICIES - Cariblist reserves the right to change the Terms of Use or policies regarding the use of the Service at any time and to notify you by posting an updated version of the Terms on this Web site. You are responsible for regularly reviewing the Terms of Use. Continued use of the Service after any such changes shall constitute your consent to such changes.

11. GENERAL - This agreement is governed by the laws of Barbados. Use of the Service is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation in this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Cariblist as a result of this agreement or use of the service.

 

 
 
DISCLAIMER: We provide internet advertising for property owners or their agents. Our service is provided on a commission free basis. Cariblist is not involved in the the sale of any listed item nor do we guarantee any sales. All lists are deemed accurate but not guaranteed. Descriptions are provided by the property owners or their agents.
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Barbados, West Indies
Tel: 246-435-9965
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